Buying a home comes with expected costs. Your down payment. Closing costs. Your monthly payment. And then there’s the one no one really talks about. The supplemental tax bill.
We’ve seen it happen. You close, get settled in… and a few months later, a bill shows up that catches you off guard. It’s not random. It’s how California works.
When you buy, the county reassesses the home based on your purchase price. If the previous owner had a much lower tax base, that gap gets billed to you.
That’s your supplemental tax bill. A one-time catch-up. And depending on the home, it can be thousands. The tricky part is timing.
It usually arrives months after closing, separate from your regular property taxes, and often not included in your mortgage. So it doesn’t feel expected… even though it is.
The difference is knowing ahead of time. Because when you know, you plan. And when you plan, it doesn’t hit the same.
If you want the full picture before you buy, we’ve got you. No surprises. Just strategy. 🏡✨
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