A new year has a way of shifting perspective. It’s often the moment people start thinking about what’s working, what’s changed, and what could feel better moving forward, especially when it comes to home and finances.
If PMI is still part of your monthly payment, this could be a good time to revisit it. In many cases, PMI can be removed once enough equity has been built, which can make a noticeable difference each month. Refinancing is another option some people explore, whether to improve cash flow, adjust a loan term, or better align their mortgage with current goals.
Equity can also open doors when used thoughtfully. From making a move to planning updates or simply creating more flexibility, understanding how your equity works gives you more control. If the new year has you looking at your home a little differently, we’re here to help you make sense of your options and map out smart next steps.
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