If you’ve been holding off on buying a home because of rising mortgage rates, now’s a great time to take a second look!
Rates are starting to drop, making homeownership more within reach.
You may have heard the phrase “marry the house, date the rate,” this concept means you can secure your dream home now while having the flexibility to adjust your mortgage rate later, so you won’t feel stuck with today’s rates forever. With inflation easing, mortgage rates are following suit; we’ve seen them go from over 7% down to now closer to 5%, and they could keep dropping.
Plus, with no-cost refinancing options, you can lock in a better rate now and refinance later without the hefty fees. It’s a smart move that can save you a lot of money down the road. With improving rates and the flexibility to refinance, now is the perfect time to buy, and I’m here to help guide you every step of the way. Let’s make your home-buying experience fun, stress-free, and affordable!

Having a usable outdoor space is more important now than ever, but finding uses for it during the fall and winter seasons can be difficult.  Below we’ve listed some of the best ways to utilize your outdoor space year-round.  Enjoy! 

1. Fire Pit

Fire pits are an incredible use for outdoor space after sundown.  They provide warmth, light, a joyful mood, and are a perfect ambiance for future gatherings or late night reminiscences, not to mention the endless s’mores.  

2. Heat Lamps

The most luxurious outdoor heating experience ever.  The electric versions are sleeker and safer than other gas options.  Optimal for staying warm during late-night stargazing, investing in heat-lamps would be a great option for light and warmth during the cold winter months. 

3. Privacy Screens 

They increase privacy and block strong winds.  Whether you’d like a screen or a wall, latticework is an affordable pick to enclose a balcony or patio. 

4. Curtained Pergola

An extravagant and beautiful choice is the curtained pergola (also known as a gazebo) that can adapt to any seasonal festivities.  They offer privacy, a stylish appearance, and comfort right in your backyard! 

5. Small Outdoor Cooktop

Full outdoor kitchens are expensive and possibly wasteful if they aren’t used.  Find an affordable, easy-to-use, stylish option in the small cooktop or grill. 

6. Small shed

Sheds are versatile.  They offer storage space, an extra room for hobbies, homework space, office space, crafting spot, workout room, or meditation area.  The applications are endless! 

7. Extra Lighting

Light is a deciding factor in your outdoor-ambiance, so feel free to get creative with twinkling lights, glowing lanterns, Tiki torches, candles, and anything else your heart may desire. 

Utilizing your outdoor space is about maximizing warmth, comfort, and creativity.  With these tips, hopefully you’ll be able to stay warm and cozy whether gathering with friends, star-gazing, or having a late night reflection.  Stay warm and stay safe! 

To read Jennifer Kelly Geddes’ full article, click the link below. 

https://www.realtor.com/advice/home-improvement/ways-to-make-your-outdoor-space-livable-when-the-weather-cools-down/