Emergencies can happen when we least expect them, and being prepared is something none of us can afford to put off. Take a moment to consider: if you had to evacuate your home in 30 minutes, would you have everything you need?

This is the perfect time to get organized, make a plan, and ensure you’re ready to protect what matters most. Here are some key steps to help you prepare:

1. Review Your Insurance Policy - Are you fully covered, or could you be underinsured? Many people who’ve faced emergencies have unfortunately discovered that their insurance policies weren’t sufficient to rebuild or recover. Don’t let this happen to you. Take the time to review your policy in detail and make sure it aligns with your needs.

2. Create an Emergency Kit - Put together a kit with essential items you’d need during an evacuation or extended power outage. This might include important documents, medications, non-perishable food, water, and a change of clothes.

3. Make a Family Plan - Have a clear plan in place for how your household will handle an emergency. Discuss evacuation routes, meeting points, and communication methods in case you get separated.

4. Stay Informed - Know the risks in your area, such as wildfires, earthquakes, or floods, and stay updated on weather alerts or emergency notifications.

5. Connect with Resources - Don’t be afraid to reach out for advice or assistance. Whether it’s guidance on reviewing your insurance policy, finding trusted local resources, or simply having someone to talk through your preparedness plans, there’s help available.

Being proactive now can make all the difference later. Emergencies are unpredictable, but preparation is something you can control. Take the time today to ensure you’re ready for whatever comes your way.

Prepare Your Home for a Wildfire

Home Maintenance: Regularly clean gutters, trim tree limbs near your home, ensure smoke alarms work, and keep fire extinguishers operational. Make sure escape ladders are accessible.

Landscaping: Use fire-resistant shrubs and trees, and create firebreaks with rocks and flower beds. Maintain defensible space zones free of brush and trees, especially on hills.

Be Prepared: Prepare a survival kit, an evacuation plan, and a home inventory. Consider fire-resistant materials when remodeling.

Prepare Your Business

Maximize Fire Resistance:

• Use noncombustible materials for exterior walls, roofs, and gutters.

• Install dual-paned windows or fire shutters, metal mesh screening over vents, and spark arrestors on chimneys.

• Consider exterior fire sprinklers.

Prepare:

• Keep fuel-powered fire pumps ready and test them regularly.

• Inventory equipment and store important documents offsite or in a fire-rated safe.

• Create an emergency contact list and communication plan.

• Maintain accessibility for fire department equipment and develop emergency shutdown procedures.

• Develop a business continuity plan and monitor local conditions for early evacuation.

As a Wildfire Approaches

Monitor Conditions: Stay updated on local news and follow evacuation instructions. Review emergency plans and designate a meeting place. Store emergency numbers on mobile phones.

Prepare, if Possible: Close windows, doors, blinds, and shut off utilities. Ready your vehicle with a full fuel tank and keys handy.

During a Wildfire

Heed Evacuation Instructions: Evacuate immediately if advised. Wear protective clothing and take a wet towel for your face. Follow your evacuation plan with your survival kit.

Business Evacuation Plan

• Have a documented and communicated evacuation plan with multiple escape routes.

• Practice the plan and account for all employees.

• Follow emergency shutdown procedures and close all vents, windows, and doors. Shut off gas and fuel supplies.

After a Wildfire

Await the “All Clear”: Check with officials before re-entering. Look for hot spots and check for sparks and embers. Dispose of any food or medication exposed to smoke or fire.

Business Wildfire Recovery

• Follow OSHA's Wildfire: Response/Recovery guidelines.

Other Considerations:

• Contact local fire departments and agencies for fire laws, building codes, and prevention measures. Look for grants and resources to reduce wildfire risk.