As we close out 2024 and look toward 2025, now is the perfect time to take a moment to reflect and consider what's next in real estate. This past year kept us on our toes with fluctuating interest rates, limited inventory, and a market that moved at lightning speed. But as we step into the new year, things are starting to feel a bit more balanced. With the potential for rates to stabilize and more homes hitting the market, 2025 brings a chance to move forward with greater clarity and less urgency.
Whether you're buying your first home, upgrading, or simplifying your space, the start of a new year is the ideal time to set your goals and take action. We're here to help you create a well-structured plan and guide you every step of the way. The market is always evolving, but with a little patience and a solid strategy, 2025 could be the year you find exactly what you've been looking for. Here's to new beginnings, fresh opportunities, and making the most of all that the year ahead has to offer!

The holiday season is a prime time for porch pirates to swipe packages left on doorsteps! With more people shopping online, it's important to stay vigilant and take steps to protect your deliveries.

If you're a victim of package theft this holiday season, follow these steps:

1. Check with Neighbors – Verify if they took in the package for safekeeping.

2. Contact the Seller or Retailer – Report the theft and ask for a replacement or refund.

3. File a Claim with the Shipping Company – Report missing packages to UPS, USPS, or other services.

4. Use Credit Card Protections – Many cards offer purchase protection for stolen items.

5. Insurance Claims – If the item is high-value, your homeowners or renters insurance may help.

Thinking of selling your California property as part of your big New Year’s reset? Before you tie a bow on your home sale and move to your next adventure, don’t forget—California might still have a little "gift" for you: capital gains taxes. Even if you’ve officially left the state, California can tax the profits from your property sale because the income was generated within its borders. This rule applies whether you’re moving a few states over or clear across the country, so it’s worth factoring into your plans.
If your property was your primary residence, you might be able to take advantage of some tax exclusions that could help reduce your tax burden. Understanding these details will help you make smarter decisions as you ring in the New Year, and we’re here to make sure you don’t face any unexpected surprises! We’ll guide you through the process and connect you with trusted tax professionals who can provide personalized advice. Our goal is to make your fresh start as smooth and stress-free as possible.

Thanksgiving is a time to celebrate the warmth of home and reflect on its value in our lives. It’s also a great opportunity to check in on your home’s financial health. Is your mortgage still working in your favor, or could refinancing help you secure better terms? With year-end approaching, it’s also smart to review your property taxes and ensure you’re taking advantage of any available deductions or exemptions. And if you’re planning updates, projects like fresh paint or energy-efficient upgrades can boost both comfort and value, especially as the new year approaches.
If these tasks feel overwhelming, I'm here to help simplify the process. I can connect you with trusted mortgage experts for refinancing advice, tax professionals to review your options, or contractors to tackle those home improvement projects. Your home is one of your biggest investments, and I want to help you protect and enhance it. This season, let’s make your home a true source of gratitude and pride—now and for years to come!