With these record-low interest rates, homeowners are jumping to refinance their mortgages.  Mortgage lenders are busier than ever with the flood of homeowners coming to them for their refis.  As of last month, over 15 million people were seeking to refinance.  This extreme demand has caused the system to reach its limit.  Many mortgage, Read More

Multiple credit inquiries can lower your credit scores. But when you’re shopping for the best mortgage-lender, each of them will want to do a credit check. As long as mortgage lender inquiries are made within a 45-day window, though, there’s no need to worry.  They’ll be lumped together by FICO and treated as one. , Read More