A foreclosure occurs when a borrower does not maintain their mortgage payments, and the lender who gave the loan reclaims the property and sells in an attempt to regain the money that was lost.  Steps Leading Up to Foreclosure  About 2-3 weeks after you’ve missed your first mortgage payment, a letter from your lender, Read More

When beginning to shop for your first home, start with the options at the lower end of your budget.  If you find homes you like in that price bracket, then stop there.  Let’s say you qualify for loan to purchase a 3,800 square foot home with a pool.  Very tempting, but deep down you, Read More