Recognizing that many are not saving enough to be able to retire, President Trump signed a new law late in December 2019.  And while it won’t fix the problem, it will give a boost to savers—especially part-time workers, young families, and older savers. Furthermore the law will require projected earnings statements to help savers, Read More

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We are advised to do all we can to pay down high-interest debt as fast as we can. But is it ever advisable to cash out a 401(k) or IRA to help reduce or eliminate such debt? Experts say this rarely makes sense. You naturally want to avoid paying that high interest on your, Read More

Women are more likely to work reduced hours, earning less pay. Many spend years raising children instead of working outside the home, and may divorce the primary earner later in life, cutting themselves off from potential retirement benefits.  For unmarried older women over 60, the median income in retirement is just over $6,500 per, Read More